When you head to an online casino, you’ll find a range of different games. One of the most popular game types is the scratch card, which offers straightforward gameplay, making it perfect for all those new to the world of online casinos. It’s also a great game for those looking to win money, as it’s possible to win tens of thousands when playing real money online scratch cards!

However, there’s one reason above all others why people in Ireland choose to play online scratch cards: they’re exceptionally exciting. There’s not much that can beat the excitement of slowly scratching away the card and revealing the figures and symbols underneath, revealing whether you’ve managed to win a cash prize. Didn’t win? That’s no problem, as it will only take a couple of seconds to scratch away the veneer of another online scratch card and see if your luck has gotten better!

On this page, we’re going to be going through everything you could ever need to know about online scratch cards, including how to play a scratch card for real money and what some of the best online scratch cards are. We’ll also be giving you some scratch card tips to hopefully boost your chances of winning when you next buy a scratch card at an online casino. So, if you’re thinking about playing scratch cards online, keep on reading!

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What Are Scratch Cards?

The first thing to look at is this: what exactly are scratch cards? Well, they’re the online version of the scratch cards you can buy in stores throughout Ireland. They require absolutely no skill to play, as you’ll need to scratch away at the card – something you do by moving your mouse cursor or finger around the playing area – which will reveal whether you’ve managed to win a cash prize.

As with online slots, scratch cards come with a vast range of different designs based on various themes. It’s the variation on offer that attracts many to play them. Some are also more complex than others, offering multiple chances to win. Different scratch cards will also have different prizes, as well as different odds of winning. Overall, there really is a lot of variation in casino games that allow you to scratch and win real money online!

Along with at casinos, you’ll also find online scratch cards at the Irish Lotto website. There are loads to choose from, and they can offer prizes worth six figures. So whether you choose to play at the Irish Lotto website or your favourite casino is completely your choice. Both online scratch lottery tickets and casino scratch cards offer extremely exciting gameplay and big potential prizes.

But what are some of the best online scratch cards found at Irish casinos? We’ve listed a few of the best, along with brief descriptions, below.

Lucky Numbers

This is a simple scratch card from Microgaming. It’s on this list for one reason: it has the highest RTP we can find for an online scratch card, coming in at 96.57%. You can learn more about RTP further down this page. To play, find three matching icons. You can also find multiplier symbols, which boost your prizes. This is a great scratch card for those looking for something simple but with huge potential prizes.

Merlin’s Millions

This is a game from NextGen Gaming, and it too has a higher-than-average RTP, coming in at 95.83%. To win, find three identical pig symbols, which will also take you to a second game, where you roll dice to see if you can win multipliers or extra prizes. This scratch card also features the V-E-G-A-S progressive jackpot, which grows as more people play connected scratch cards.

Ted Big Money

If you’ve seen the movie of the same name, you’ll know that the Ted scratch card will feature a few laughs as you play. It’s made by Blueprint Gaming and features three different games, meaning you’ll get plenty of excitement when you play. It also features the exciting Thunder Buddies Bonus, plus you’ll also find the Pyramid Bonus, Big Money Bonus, and plenty more. So if you’re looking for excitement, this is the scratch card to choose!

Ramesses Riches Scratch

This is another scratch card from NextGen Gaming. It’s based on the exceptionally popular slot of the same name, which is available at many casinos worldwide. It really couldn’t be much easier to play this scratch card. Simply scratch away the panels and reveal three identical symbols to win a prize. The jackpot is paid when you manage to get three symbols featuring Ramesses himself.

Whack a Jackpot

Looking for a scratch card that’s a little different? If so, you should try Whack a Jackpot from Microgaming! This game challenges you to whack moles as they appear on the screen. Manage to hit one, and a multiplier appears. Get three multipliers of the same amount, and you’ll win a cash prize. Be careful not to miss the moles – miss three, and you’ll find the game comes to an end.

How to Play Scratch Cards Online

As already mentioned, it’s straightforward to play scratch cards online. If you don’t want to risk your money while learning how to play, you can find plenty of free online scratch cards, which are offered at all online casinos. You will usually need to be a member to play for free. However, there will be no requirement to have a funded account. So don’t play free scratch cards online for too long, as you’ll be missing out on the chance to play online scratch cards to win real money!

When you’re ready to start playing for real money, you’ll first need to choose which scratch card to play. There are huge numbers available online, all of which offer real money prizes to the luckiest of players. You can read about how to choose the best online scratch card further down this page. Once you’ve chosen the scratch card, you want to play, click on it, and choose how much to bet. As with most online casino games, the more you bet, the more money you could find yourself winning.

You’ll now need to start playing. To do so, go over the scratch card with your mouse cursor, which will cause parts of the card to be revealed. Once the entire card has been scratched, you’ll find out if you’ve managed to win a cash prize. If you have, this money will be paid automatically into your casino account. You can then withdraw your winnings or use them to buy more scratch cards online!

Scratch Card Variations

As with most online casino games, scratch cards come in a range of different forms. This is great news for players, as it means there’s plenty of variety to enjoy. Let’s take a look at some of the main types you’ll find at online casinos open to Irish players.

Standard Scratch Cards

These are the most basic of all scratch cards, loved by players thanks to their simplicity, along with the fact that many can be bought and played in a short period of time – leading to more chances of hitting a winner. They have one game, which usually involves matching a certain number of symbols, and no other features.

Multi-Game Scratch Cards

These are online scratch cards that don’t just give you one chance to win. Instead, they offer two or more games, each of which can lead to you winning a cash prize. Some are still quick to play, while others can go on for quite a while, especially if they also feature various bonuses. These are perfect for anyone looking for a more prolonged playing experience.

Bonus Scratch Cards

As the name suggests, these are scratch cards that feature bonuses. These often give you extra chances to win or the chance to increase the value of a prize you’ve already scooped. They’re a little more complex than standard scratch cards, but they’re still really easy to play. If you like slots with bonuses, you should like scratch cards offering them.

Progressive Jackpot Scratch Cards

Progressive jackpot scratch cards are extremely popular with players, as they often offer the biggest prizes. This is because their jackpots are progressive, meaning that they keep increasing as more and more people play the game. The jackpots don’t reach the same size as they can at progressive jackpot slots, but they can still be pretty large!

Scratch Card Bonuses for Irish Players

One of the main reasons people choose to play at online casinos is that they can receive loads of juicy bonuses. Fans of scratch cards will be happy to hear that this applies to them, too, meaning they can claim plenty of bonus money, which can then be used to play the various scratch cards and online casino offers.

Scratch Cards Welcome Bonus

The first bonus, as well as the generally largest bonus, is the welcome bonus. This usually comes in the form of a deposit bonus, adding bonus money to your first deposit. So, for example, if you claim a 200% first deposit bonus and your first deposit is €10, you’ll receive an extra €20 in bonus money. You can then usually use this money to play most games at an online casino, including online scratch cards. Welcome bonuses also often feature free spins to use playing some of the best online slots around.

Scratch Cards No Deposit Bonus

Some casinos also offer a no deposit casino bonus to new players. This sees the player given bonus money without them having to deposit anything. These are fantastic bonuses, but they are generally smaller than first deposit bonuses, plus the terms and conditions, which are discussed shortly, are usually stricter. Regardless of these points, it would be best if you still claimed every no deposit bonus you are offered.

Other Bonuses

You’ll also often find regular reload bonuses offered at online casinos. These are the same as first deposit bonuses but can be claimed by everyone. Cashback is also offered at many casinos, which sees you being given back a certain percentage of your losses. Some casinos also offer bonuses aimed at specific games, but these are rarely aimed at online scratch cards.

Of course, you should remember that nearly all bonuses have terms and conditions. Make sure you understand the wagering requirements of any bonus, as these tell you how many times you must bet your bonus money before you can withdraw it or any money won using it. You should also check to see if there’s a cap on winnings, as well as when you must use the bonus by.

You’ll also find that many online casinos also offer loyalty schemes. These give points to those who play scratch cards, regardless of whether they scratch and win real cash or not. These points are collected and can eventually be exchanged for prizes. Some loyalty schemes also have levels, and reaching a certain number of points will take you up a level, which will almost certainly come with added perks.

VIP schemes are also often offered at casinos. These reward the biggest spending players with various special perks. They’re usually invite-only, so you’ll have to wait for the casino to contact you. However, there’s nothing wrong with sending them a prompt via email if you think you deserve to be a part of a VIP scheme.

Scratch Cards Casino Deposit and Withdrawals

If you want the chance to scratch and win cash, you’ll need to deposit some money first – unless, of course, you manage to get a no deposit bonus. Luckily, there are plenty of depositing options offered at top online casinos. Nearly all will allow you to deposit using a credit or debit card, including VISA and MasterCard, while most also accept Neteller and Skrill. PayPal is also regularly offered, as is Paysafecard. In addition, some sites now also allow deposits to be made using cryptocurrency, with Bitcoin being the most popular option.

If you’re lucky enough to scratch and win real cash, you’ll also probably want to withdraw your winnings, and this is made easy at most casinos. You’ll be able to use most of the previously mentioned methods. Some casinos will approve withdrawals instantly, while others could take a couple of days or more. Once approved, the withdrawal method you’ve chosen will dictate how long the money takes to reach you.

If you want to find an online casino that offers your preferred payment method, please read through our detailed casino reviews. These all contain information on available banking options, as well as much more.

Tips for Playing Scratch Cards

The first thing to say is this: scratch cards are completely down to luck. Therefore there’s nothing you can do to influence the result of any turn. There are those out there who say that they’ve got a system to win when playing these games. However, they should most definitely be ignored, as they’re completely wrong. Accept that games of this type are random and that you should enjoy them for what they are.

However, you can affect your chances of winning when selecting the scratch card you want to play. This is because all online casino games have a return-to-player (RTP) figure, which tells you exactly how much they pay back, on average, over an exceptionally long period of time. For example, if a game has an RTP of 95.50%, it means that it will pay back 95.50% of all money spent on it over a very long period of time. However, remember this is an average, and there’s no guarantee you’ll win back that exact sum of money – some will win thousands, and others will balance this out by winning nothing.

You should also decide what volatility game you want to play. Low volatility games generally offer smaller, more regular prizes, while high volatility ones usually pay out larger prizes, but you might have to wait a while to win a prize. If you’ve not got a huge amount of money to spend, you should choose low volatility scratch cards, as higher volatility games could wipe your bankroll out before you even get a win. However, if you’ve got plenty of cash to spend, you might be interested in higher volatility games, as they can be exceptionally exciting.

Finally, it is good practice to use bankroll management when playing any online casino game. This means that you shouldn’t risk all your bankroll in one playing session. Instead, assign something around 5% of your bankroll to the session. If you lose this, have the discipline to walk away. This then means you can come back another day and play without needing to deposit any more money. Many also set themselves a limit on how much they can scratch and win online. If they reach that limit, they stop playing and make sure they don’t lose their winnings.

Got a question you need to answer about playing scratch cards online in Ireland? If so, check out the FAQs below, which give answers to many of the most common questions.


How much can I win playing scratch cards?

It is possible to win tens of thousands playing online scratch cards, or even more if you manage to hit the jackpot while playing a progressive game. Unfortunately, scratch cards don’t generally have prizes as large as online slots, although they compare well to most other casino games.

Are online scratch cards rigged?

Providing you are playing at a properly regulated casino, such as the ones we recommend on this site, you don’t have to worry about games being rigged. All are operated using a random number generator, which makes sure every single turn is random. Thus, there is no way for someone to influence the RNG.

Do scratch cards offer a decent chance of winning?

These games have varying RTPs, but on average, the RTP is around 95.50%. This means that you have around the same chances of winning when playing scratch cards as you do when playing online slots. Most table games have a higher RTP than scratch cards.

Can I play these games for free?

Yes, it is possible to play for free at most sites. This is great if you want the excitement of playing but don’t have the spare money to risk. It’s also great for those who want to work out the gameplay before spending their own money. However, always remember that you can’t play a free scratch and win real money.

How can I win playing scratch cards?

There is no way to guarantee you’ll win while playing games of this type, and there’s also no way to boost your chances of winning at a specific game, as there’s no skill involved at all. However, you can do your research before playing and pick the game with the highest RTP, as this will give you the best chance of walking away with some winnings.
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